Commercial Permanent

Dragon Realty Capital offers a wide range of commercial permanent loans for investors for purchase, refinance, and cash out refinances.  Here are some program highlights:

Property Types:  Multifamily, Mixed Use, Single Family Pools, Retail, Retail Strip Centers, Warehouses, Self-Storage Facilities, Office, Light Industrial, Automotive, Mobile Home Parks, Daycare Centers, Restaurants, & Bars
Loan Amounts:  $500,000 to $5,000,000
LTV:  Up to 80%
Amortizations:  20 to 30 Year, Fully Amortizing
Debt Service Coverage:  As low as 1.15
Fixed Terms:  5, 7, and 10 Year Hybrids, converting to LIBOR based or WSJ Prime Rate adjustables after the fixed period
Minimum FICO*:  As low as 550!
Prepayment Penalties:   3 year fixed, 5 year declining, or 5 year fixed
Occupancy:  Investment or Owner-User (non-SBA)
Documentation:  Full (tax returns), Lite, Stated Owner-User, Bank Statement Only, and No Document
Recourse:  Full Personal to the Guarantor(s)
Eligible Borrowers:  U.S. Citizens, Resident Aliens, Legal Entities
Eligible Markets**:  Top 200 MSAs
Fees:  $2,500 Processing, Underwriting (varies), Legal/Documents (varies)
Reports:  Appraisal, Environmental

*Credit score requirements vary across programs, affecting LTV, rate, and points charged.

**Not all programs are available in all states.

Note:  Rates and loan programs can change without notice.


Click Here 
to download and provide the necessary documentation to receive a Conditional Loan Commitment.