Single Family Rental

Dragon Realty Capital offers fully amortizing permanent loans on non-owner occupied single family properties in most states.   These loans offer a variety of fixed rate terms and documentation choices.  Features of these loans include:


  1. Borrower signed 1003.
  2. Borrower driver’s license.
  3. Borrower credit report.
  4. Recent Appraisal.
  5. Borrowing Entity documentation.
  6. Existing Lease (refinances, only).
  7. Recent Mortgage Statement/Payoff Demand.
  8. Preliminary Title Report.


Loan Size:  $200,000 to $2,000,000 (we will consider loans greater than $2MM on a case-by-case basis).

Property Types:  1 to 4 unit SFRs, PUDs (warrantable & non-warrantable), condos, and un-leased purchases.

Loan Amounts:  $200,000 to $2,000,000 (higher by exception).

LTV:  Up to 80%.

Amortizations:  30 Year, Fully Amortizing; 3 Year I/O & 27 Year Fully  Amortizing, or 5 year I/O & 5 Year Fully Amortizing.

Debt Service Coverage:  Up to 90% DTI.

Minimum FICO*:  As low as 550!

Prepayment Penalties
:   3 year declining

:  Investment Only

Recourse:  Full Personal

Eligible Borrowers
:  U.S. Citizens, Resident Aliens, Foreign Nationals, & Legal Entities

Eligible Markets**
:  Urban & Suburban in primary, secondary and tertiary markets

:  $1,495 Administration, Processing & Underwriting
*Credit score requirements vary across programs, affecting LTV, rate, and points charged.
**Not all programs are available in all states.
Note:  Rates and loan programs can change without notice.